{"id":56,"date":"2025-04-27T18:02:52","date_gmt":"2025-04-27T18:02:52","guid":{"rendered":"https:\/\/fincalcs.co.za\/?page_id=56"},"modified":"2025-04-27T18:13:33","modified_gmt":"2025-04-27T18:13:33","slug":"future-value-of-capital","status":"publish","type":"page","link":"https:\/\/fincalcs.co.za\/index.php\/future-value-of-capital\/","title":{"rendered":"Future Value of Capital"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"56\" class=\"elementor elementor-56\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acbfb7d e-flex e-con-boxed e-con e-parent\" data-id=\"acbfb7d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acad409 elementor-widget elementor-widget-html\" data-id=\"acad409\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"calculator\">\r\n  <h2>Future Value of Capital Calculator (Rand)<\/h2>\r\n\r\n  <label>Present Value (R):<\/label>\r\n  <input type=\"number\" id=\"pv\" \/><br>\r\n\r\n  <label>Annual Interest Rate (%):<\/label>\r\n  <input type=\"number\" id=\"rate\" step=\"0.01\" \/><br>\r\n\r\n  <label>Compounding Frequency:<\/label>\r\n  <select id=\"compoundingType\">\r\n    <option value=\"monthly\">Monthly<\/option>\r\n    <option value=\"quarterly\">Quarterly<\/option>\r\n    <option value=\"annually\">Annually<\/option>\r\n    <option value=\"daily\">Daily<\/option>\r\n  <\/select><br>\r\n\r\n  <label>Inflation Rate (%):<\/label>\r\n  <input type=\"number\" id=\"inflationRate\" step=\"0.01\" \/><br>\r\n\r\n  <label>Years:<\/label>\r\n  <input type=\"number\" id=\"years\" \/><br>\r\n\r\n  <button onclick=\"calculateFV()\">Calculate Future Value<\/button>\r\n\r\n  <h3 id=\"result\"><\/h3>\r\n  <h3 id=\"inflationResult\"><\/h3>\r\n<\/div>\r\n\r\n<style>\r\n.calculator {\r\n  background: #f9fafb;\r\n  padding: 20px;\r\n  max-width: 500px;\r\n  margin: 20px auto;\r\n  border-radius: 12px;\r\n  box-shadow: 0 4px 8px rgba(0,0,0,0.1);\r\n  font-family: Arial, sans-serif;\r\n}\r\n\r\n.calculator h2 {\r\n  text-align: center;\r\n  margin-bottom: 20px;\r\n}\r\n\r\n.calculator label {\r\n  display: block;\r\n  margin-top: 10px;\r\n  font-weight: bold;\r\n}\r\n\r\n.calculator input,\r\n.calculator select {\r\n  width: 100%;\r\n  padding: 8px;\r\n  margin-top: 5px;\r\n  border: 1px solid #ccc;\r\n  border-radius: 6px;\r\n}\r\n\r\n.calculator button {\r\n  width: 100%;\r\n  margin-top: 20px;\r\n  padding: 10px;\r\n  background: #007bff;\r\n  color: white;\r\n  border: none;\r\n  border-radius: 6px;\r\n  cursor: pointer;\r\n  font-size: 16px;\r\n}\r\n\r\n.calculator button:hover {\r\n  background: #0056b3;\r\n}\r\n\r\n#result,\r\n#inflationResult {\r\n  text-align: center;\r\n  margin-top: 20px;\r\n  color: #2c7a7b;\r\n}\r\n<\/style>\r\n\r\n<script>\r\nfunction calculateFV() {\r\n    let pv = parseFloat(document.getElementById('pv').value) || 0;\r\n    let rate = parseFloat(document.getElementById('rate').value) \/ 100;\r\n    let inflationRate = parseFloat(document.getElementById('inflationRate').value) \/ 100;\r\n    let years = parseFloat(document.getElementById('years').value) || 0;\r\n    let compoundingType = document.getElementById('compoundingType').value;\r\n    \r\n    \/\/ Set compounding frequency based on the dropdown selection\r\n    let compoundingPeriods;\r\n    if (compoundingType === \"monthly\") {\r\n        compoundingPeriods = 12;\r\n    } else if (compoundingType === \"quarterly\") {\r\n        compoundingPeriods = 4;\r\n    } else if (compoundingType === \"annually\") {\r\n        compoundingPeriods = 1;\r\n    } else if (compoundingType === \"daily\") {\r\n        compoundingPeriods = 365;\r\n    }\r\n\r\n    let currentBalance = pv;\r\n\r\n    \/\/ Future Value formula with compound interest\r\n    for (let year = 1; year <= years; year++) {\r\n        \/\/ Apply compounding\r\n        currentBalance = currentBalance * Math.pow((1 + rate \/ compoundingPeriods), compoundingPeriods * year);\r\n    }\r\n\r\n    \/\/ Inflation-Adjusted Value\r\n    let inflationAdjustedValue = currentBalance \/ Math.pow((1 + inflationRate), years);\r\n\r\n    \/\/ Display final results\r\n    document.getElementById('result').innerText = \"Future Value: R\" + currentBalance.toFixed(2);\r\n    document.getElementById('inflationResult').innerText = \"Inflation-Adjusted Value: R\" + inflationAdjustedValue.toFixed(2);\r\n}\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Future Value of Capital Calculator (Rand) Present Value (R): Annual Interest Rate (%): Compounding Frequency: MonthlyQuarterlyAnnuallyDaily Inflation Rate (%): Years: Calculate Future Value<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-56","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/pages\/56","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=56"}],"version-history":[{"count":13,"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/pages\/56\/revisions"}],"predecessor-version":[{"id":73,"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/pages\/56\/revisions\/73"}],"wp:attachment":[{"href":"https:\/\/fincalcs.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}